Your First Mistake Was Thinking I Was One Of The Sheep Shirt

It ain't blowing anything out of proportion when people are calling you at 5:30 AM to try and get cash from you. You're not a damn ATM sweetie, and it sounds like his family don't realise it. It's gross when people feel like they're entitled to cash because they're "family". Funny though how few of these family members would part with their dough if the roles were reversed...OP, even if you want to have a shared account for convenience, keep the bulk of your money in a private account at the same bank. You'll be able to easily transfer back and forth and that way you have a veto over the spending.

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