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It’s worth nothing that $19k is not a lot of money in the grand scheme of things. I agree with you it seems that OP is probably from a lower middle class/lower class background (absolutely nothing wrong with that) and so is her boyfriend. $19k would not even pay a years worth of rent in the city I live in. $19k will absolutely help you in the short team pay off bills, debts, whatever miscellaneous payments you may have, etc. But by no means did you just win the lottery. Be frugal with that money, pay off whatever debt you have lingering, put some aside for your rainy day fund, and DEFINITELY do not give his family members money.

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