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Especially if you aren’t legally married... then you have no legal protections if something happens... I would never have a joint account with someone I wasn’t married to... and even married I would still have my own account they can’t access.I had to go back and read this wtf. He can just one day decide to transfer all your money into his account with zero repercussion. If you insist on having a joint account, do a separate one and put money into it for fun, rent, etc.That's a pretty broad brush. My wife and I have been married for almost 27 years, and we have had a shared account from day 1. It has never been an issue.

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